Missouri ›Lake Saint Louis

Cottages of Lake St Louis

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2885 Technology Drive, Lake Saint Louis, MO 63367 (opens Google Maps) · St. Charles County · (636) 614-3510· 60 certified beds · avg 56 residents/day · certified since Jan 31, 2017 · Medicare only — not Medicaid certified

Certified for Medicare only. Medicare pays for short rehabilitation stays, not for long-term care — and this facility cannot bill Medicaid, which is what most families rely on for a long stay. Ask what a long-term stay here would cost and how it would be paid for. Who pays for nursing home care →

4/5
Health inspection rating (on-site)
inspected Jul 24, 2025
1
Serious findings on record
most recent Oct 12, 2023
$17,696
Fines, last 3 years
6.35
Nurse hours/resident/day (adjusted)

What health inspectors found (on-site government inspections — the most independent evidence available)

New to these records? How to read an inspection report →

Health inspection rating: ★★★★☆4/5 · CMS overall rating: 4/5 · how star ratings work →

The health inspection star above is graded on a curve within each state — a set share of each state's facilities gets each star level — so a facility can have few citations and still rate 2–3 stars if others in its state did even better. The overall rating combines that inspection score with staffing and quality measures from resident assessments and claims.

Most serious findings (actual harm or immediate jeopardy)

▲ Actual harm, isolated · Oct 12, 2023 · F-0686 · triggered by a complaint

The facility did not provide proper care for pressure ulcers (bedsores) or did not do enough to prevent new ones from forming. Bedsores develop when residents stay in one position too long without help moving.

Why it matters: Bedsores are painful, can become deeply infected, and in serious cases can be life-threatening.

Severity (G): Actual harm was cited, below immediate jeopardy. The scope was isolated: limited residents, staff, or locations were affected. Scope describes the extent of the deficiency, not whether it happened on previous inspections.

Corrected: Nov 11, 2023 (Deficient, Provider has date of correction)

Inspection findings in the public record

Showing the latest 3 of 8 inspection findings. Open the full record below to read every finding.

  1. D · Potential for more than minimal harm, isolated

    The facility provided care that did not meet professional standards of quality — the accepted standards that nurses and other clinicians are expected to follow. · from a complaint F-0658

  2. F · Potential for more than minimal harm, widespread

    The facility did not have or follow an effective program to prevent and control infections — such as proper hand washing, cleaning, and isolation practices. This is the most commonly cited deficiency nationwide. F-0880

  3. E · Potential for more than minimal harm, pattern

    The facility did not provide appropriate care related to bladder and bowel needs — including care for residents who use catheters and steps to prevent urinary tract infections. F-0690

View all 8 inspection findingsShow only the latest 3 findings

CMS publishes roughly the last three inspection cycles plus recent complaint investigations. Older surveys drop out of the record as new ones are completed — that window is CMS's, not ours. Within it, every citation CMS publishes for this facility is listed here: none excluded.

DateSeverityWhat the facility was cited for
Feb 4, 2026D · Potential for more than minimal harm, isolatedThe facility provided care that did not meet professional standards of quality — the accepted standards that nurses and other clinicians are expected to follow. · from a complaint · F-0658
Jul 24, 2025F · Potential for more than minimal harm, widespreadThe facility did not have or follow an effective program to prevent and control infections — such as proper hand washing, cleaning, and isolation practices. This is the most commonly cited deficiency nationwide. · F-0880
Jul 24, 2025E · Potential for more than minimal harm, patternThe facility did not provide appropriate care related to bladder and bowel needs — including care for residents who use catheters and steps to prevent urinary tract infections. · F-0690
Jul 24, 2025D · Potential for more than minimal harm, isolatedThe facility did not treat residents with dignity and respect, or did not honor their rights to make their own decisions and communicate freely. This is one of the most fundamental resident rights. · from a complaint · F-0550
Jul 24, 2025D · Potential for more than minimal harm, isolatedThe facility provided care that did not meet professional standards of quality — the accepted standards that nurses and other clinicians are expected to follow. · F-0658
Oct 12, 2023▲ G · Actual harm, isolatedThe facility did not provide proper care for pressure ulcers (bedsores) or did not do enough to prevent new ones from forming. Bedsores develop when residents stay in one position too long without help moving. · from a complaint · F-0686
Oct 12, 2023F · Potential for more than minimal harm, widespreadThe facility did not get its food from approved, safe sources, or did not store, prepare, and serve food according to professional food safety standards. · from a complaint · F-0812
Dec 13, 2019F · Potential for more than minimal harm, widespreadThe facility did not get its food from approved, safe sources, or did not store, prepare, and serve food according to professional food safety standards. · F-0812

Inspection trend by year

Citations from standard inspections increased between the last two inspection cycles (2 → 4).

Citations by recorded inspection yearPublished citation counts, not a quality score · Source: CMS, 2026-08-01
All citationsSerious citations (G–L)
2019
All citations: 1
Serious citations (G–L): 0
2023
All citations: 2
Serious citations (G–L): 1
2025
All citations: 4
Serious citations (G–L): 0
2026
All citations: 1
Serious citations (G–L): 0

All bars start at zero. Exact values and supporting details remain below.

YearCitationsSerious (G–L)Worst severity that year
201910F
202321G ▲
202540F
202610D

Counts reflect the current CMS public record (~3 inspection cycles plus complaint investigations); years with no surveys show no row. Inspection frequency varies, so compare severity as well as counts.

Fines and enforcement (last 3 years)

How to file a complaint about care →

1 fine totaling $17,696.

Every penalty CMS publishes for this facility in the 3-year window is listed —none excluded. The count and the dollar total come from two different CMS datasets and agree for this facility. Penalties older than the window are dropped by CMS before publication, not by us.

DateTypeAmount / length
Oct 12, 2023Fine$17,696

Nurse staffing (from payroll records, adjusted for how much care residents need)

What these staffing numbers mean →

Nurse time, in contextAdjusted hours per resident per day · Source: CMS, 2026-08-01
This facilityMissouri averageU.S. average
Total nurse staffing (hours per resident per day)
This facility: 6.35
Missouri average: 3.66
U.S. average: 3.95
Registered Nurse hours
This facility: 0.75
Missouri average: 0.49
U.S. average: 0.69
Weekend total nurse staffing
This facility: 5.75
Missouri average: 3.22
U.S. average: 3.50

All bars start at zero. Exact values and supporting details remain below.

MeasureThis facilityMissouri avgU.S. avgWhere it stands
Total nurse staffing (hours per resident per day)6.353.663.95top 2% in Missouri; top 3% in the U.S.
Registered Nurse hours0.750.490.69top 10% in Missouri; top 32% in the U.S.
Weekend total nurse staffing5.753.223.50top 2% in Missouri; top 3% in the U.S.
Weekend RN hours (not acuity-adjusted)0.460.330.48top 12% in Missouri; top 38% in the U.S.
Total nursing staff turnover (%)57.556.045.8bottom 47% in Missouri; bottom 20% in the U.S.
RN turnover (%)40.047.842.9top 37% in Missouri; top 46% in the U.S.

Hours are per resident per day for the most recent quarter of payroll data in this CMS release (2026-08-01) — the same quarter for every facility — case-mix adjusted by CMS so facilities caring for sicker residents can be compared fairly (same basis as the CMS staffing star). "Top X%" means better than most facilities: more staffing hours, or lower turnover. Raw (unadjusted) reported hours: total 6.03, RN 0.71, weekend 5.46.Comparing with Medicare Care Compare? Care Compare shows the raw figure (6.03 here, displayed there as hours and minutes), not the adjusted one above. Both are correct; they answer different questions. Staffing rating: 4/5.

Quality measures: assessments & claims

Note: CMS combines facility-reported resident assessments (MDS) with claims-based measures. These are different sources from on-site inspection findings. Read the measures alongside inspection and staffing records; a high QM rating does not establish that a home is safe.

Quality measures rating: 4/5 · long-stay residents: 4/5 · short-stay residents: 3/5

Costs & payment

Price evidence · separate from quality

No verified facility-specific private-pay price is available in our data for Cottages of Lake St Louis. CMS inspection and staffing records do not tell us what this home will charge you.

Calculate a stay from a quote you receive

Use a written private-pay quote. This worksheet adds only the amounts you enter; it does not calculate Medicare, Medicaid or insurance benefits.

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Before you compare prices

  • Request the room type, effective date and itemized daily rate in writing.
  • Ask about therapy, medicines, supplies, care-level charges, deposits, refunds and annual increases.
  • Confirm insurance or Medicaid eligibility and bed availability directly; certification alone does not guarantee either.

Understand who pays for care · How we handle price evidence · Report an incorrect price

Who owns this facility

How to read ownership records →

Ownership records as published by CMS on 2026-08-01. CMS records when an owner joined but not when they left. Listed here and no longer involved? Tell us →

For profit - Limited Liability company

Owner / managerTypeRoleStakeSince
Beamer, KathleenIndividual5% or Greater Indirect Ownership Interest—07/07/2021
Beamer, MatthewIndividual5% or Greater Indirect Ownership Interest—07/07/2021
Beamer, RobertIndividual5% or Greater Indirect Ownership Interest—07/07/2021
Cottages Master LLCOrganization5% or Greater Direct Ownership Interest100%06/16/2016
Future Focus Community LLCOrganization5% or Greater Indirect Ownership Interest—06/16/2016
Gira, JosephIndividual5% or Greater Indirect Ownership Interest—06/16/2016
Hillman, ThomasIndividual5% or Greater Indirect Ownership Interest—06/16/2016
Ironrock Real Estate Investment Fund, LPOrganization5% or Greater Indirect Ownership Interest—06/16/2016
Joseph P Gira Revocable TrustOrganization5% or Greater Indirect Ownership Interest—06/16/2016
Kathleen E Beamer Trust Dated 4/18/2003Organization5% or Greater Indirect Ownership Interest—01/01/2018
Beamer, KathleenIndividualCorporate OfficerNOT APPLICABLE06/16/2016
Beamer, MatthewIndividualCorporate DirectorNOT APPLICABLE06/16/2016
Beamer, MatthewIndividualOperational/Managerial ControlNOT APPLICABLE06/16/2016
Beamer, RobertIndividualCorporate OfficerNOT APPLICABLE06/16/2016
Cottages of LSL Management LLCOrganizationOperational/Managerial ControlNOT APPLICABLE06/16/2016
St. Louis BankOrganization5% or Greater Mortgage InterestNOT APPLICABLE06/16/2016

All 16 owning or managing parties CMS has on file are shown — none excluded.

Questions to ask on your visit

Full visit checklist →

Print visit checklist

Generated from this facility's actual citation record — bring them to a tour and ask the administrator directly.

  • "How do you prevent bedsores for residents who can't move themselves, and how often are at-risk residents repositioned?"
  • "Can you tell me what this citation involved and what steps you took to bring care back up to standard?"
  • "Who leads your infection prevention program, and how do you make sure staff follow practices like hand hygiene every day?"
  • "How do you care for residents with incontinence or catheters, and what do you do to prevent urinary tract infections?"
  • "Can you give me examples of how your staff protect residents' dignity in everyday care, like bathing and dressing?"
  • "What did your most recent kitchen inspection find, and can I see how food is stored and prepared?"

Also worth asking anywhere

  • "What is your current ratio of nursing staff to residents on day, evening, and weekend shifts?"
  • "Can I see the plan of correction for the findings in your most recent state inspection?"
  • "CMS reports 58% total nursing staff turnover here — who on the care team has been with you longest?"
  • "The ownership record on file lists 16 owning or managing parties — who makes the decisions about staffing levels?"
  • "Can I visit again unannounced, at a mealtime or on a weekend?"

Nearby facilities (12 closest of 41 within 20 miles)

FacilityDistanceCityOverallInspectionFlags
Sunterra Springs Dardenne Prairie1.4 miDardenne Prairie, MO★★☆☆☆2/5
Delmar Gardens of O'Fallon3.5 miO Fallon, MO★★★☆☆2/5
Abbey Senior Health4.9 miO Fallon, MO★★★☆☆2/5abuse
Garden View Care Center5.0 miO Fallon, MO★☆☆☆☆1/5abuse
Lutheran Senior Services at Breeze Park7.5 miSaint Charles, MO★★★★☆3/5
St Peters Post Acute9.1 miSaint Peters, MO★☆☆☆☆1/5
Ignite Medical Resort St Peters9.1 miSaint Peters, MO—/5
St Peters Rehab and Healthcare Center9.3 miSaint Peters, MO★☆☆☆☆1/5abuseSFF
McClay Senior Care10.4 miSaint Peters, MO★★★☆☆3/5
Aspen Point Health and Rehabilitation13.5 miSaint Charles, MO★☆☆☆☆1/5
NHC Healthcare, St Charles13.7 miSaint Charles, MO★★★★☆4/5
Delmar Gardens of Chesterfield14.5 miChesterfield, MO★★★☆☆3/5

Compare this facility with the 3 closest →

Other facilities in the same county

CMS records place this facility in St. Charles, MO — 15 certified facilities there. These are outside the 20-mile list above, or far enough down it not to appear.

Listed by facility name — not a ranking. Homes already in the table above are not repeated here.

All facilities in Lake Saint Louis →

Facility data as of CMS processing date 2026-08-01. CCN 265860.

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